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Discover it® Secured

A secured card with a refundable deposit, rewards and an account review process under issuer terms.

ANNUAL FEE$0
PRIMARY FEATURERefundable security deposit
REVIEWEDSeptember 2026

The short read

Compare the deposit commitment and ongoing terms, not just whether the card offers cash back.

Where it may fit

Someone considering a secured card and able to set aside the required deposit.

What to examine

A refundable deposit still ties up cash. Review minimum deposit, credit line, upgrade process and eligibility.

Before applying

Check the issuer's current pricing and terms, including APR, fees, reward conditions and eligibility. This profile is an editorial starting point, not a personalized recommendation or a guaranteed offer. Features and promotional terms can change.

PRIMARY SOURCE

Issuer product page, reviewed September 2026.

View current terms on issuer site ↗External issuer link. No affiliate tracking or compensation for this link.