ANNUAL FEE$0
PRIMARY FEATURE1.5% baseline cash back
REVIEWEDSeptember 2026
The short read
Compare the baseline against a flat rate card, then add category rewards using your actual spending rather than an average shopper.
Where it may fit
Someone who values a baseline rate and can make use of at least some bonus categories.
What to examine
Dining, drugstore and travel rates have category and booking conditions. Check those details instead of applying a headline rate to all spending.
Before applying
Check the issuer's current pricing and terms, including APR, fees, reward conditions and eligibility. This profile is an editorial starting point, not a personalized recommendation or a guaranteed offer. Features and promotional terms can change.
PRIMARY SOURCE
Issuer product page, reviewed September 2026.
View current terms on issuer site ↗External issuer link. No affiliate tracking or compensation for this link.